Guides to the Swiss 2nd pillar
Clear explanations, checked against official sources, to help you make the right decisions about your occupational pension.
Forgotten 2nd pillar assets: how to find them
Job change, unemployment, moving abroad: billions of francs in 2nd pillar assets await their owners. Find out if some are yours and get them back.
Read the guideLeaving Switzerland: what happens to your 2nd pillar?
Leaving Switzerland for good: when you can withdraw your 2nd pillar in cash, EU/EFTA rules, withholding tax and the steps to take, explained simply.
Read the guideChanging jobs or unemployed: what happens to your 2nd pillar?
New job, career break, unemployment or self-employment: where your termination benefit goes, the deadlines, what stays insured and mistakes to avoid.
Read the guideVested benefits account or policy: which should you choose?
Savings account, securities solution or insurance policy: the differences, fees, risk cover and rules for investing your Swiss vested benefits.
Read the guideSubstitute Occupational Benefit Institution: what you need to know
Why your 2nd pillar may be held by the Substitute Occupational Benefit Institution, what it earns there, how to find out and how to transfer it.
Read the guideCross-border commuters: what happens to your Swiss 2nd pillar
Cross-border commuter in Switzerland? Your 2nd pillar when you change jobs, stop working in Switzerland or buy a home: withdrawal, EU rules and tax.
Read the guideThree minutes to find out what belongs to you.
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